:root{--navy: #20364a;--navy-dark: #162735;--blue: #2980b9;--blue-dark: #1f6391;--light: #f4f7fa;--white: #ffffff;--text: #263442;--muted: #5c6b78;--success: #1f8a5b;--shadow: 0 12px 32px rgba(20, 40, 60, .14);--radius: 18px}body{margin:0;font-family:Roboto,sans-serif;color:var(--text);background:var(--light);line-height:1.6}.topbar a{text-decoration:none;opacity:.95}.nav-links{display:flex;gap:1.2rem;align-items:center;flex-wrap:wrap}.hero{position:relative;color:#fff;min-height:640px;display:flex;align-items:center;overflow:hidden;background:linear-gradient(90deg,#162735f2,#162735d6 52%,#16273561),url(https://images.unsplash.com/photo-1504384308090-c894fdcc538d?ixlib=rb-4.0.3&auto=format&fit=crop&w=1950&q=80) center/cover}.hero-content{max-width:760px;padding:6rem 0}.hero h1{font-size:clamp(2.5rem,6vw,5rem);line-height:1.03;margin:0 0 1.25rem;letter-spacing:-.035em}.hero h1 strong{color:#75c4f1}.hero p{font-size:clamp(1.08rem,2vw,1.35rem);max-width:700px;color:#ffffffe6;margin-bottom:2rem}.trust-strip{background:#fff;box-shadow:var(--shadow);margin-top:-42px;position:relative;z-index:5;border-radius:var(--radius);padding:1.1rem 1.4rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.trust-item i{color:var(--success);font-size:1.2rem}.section-heading{max-width:760px;margin-bottom:2.5rem}.section-heading p{color:var(--muted);font-size:1.15rem;margin:0}.problem-grid,.service-grid,.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.card h3{margin:0 0 .6rem;color:var(--navy);font-size:1.25rem}.card p{color:var(--muted);margin:0}.statement-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}.statement h2{font-size:clamp(2rem,4vw,3.5rem);line-height:1.1;margin:0 0 1rem}.check-list li{display:flex;align-items:flex-start;gap:.7rem;font-weight:700}.check-list i{color:#75c4f1;margin-top:.25rem}.services{background:#fff}.service-grid{grid-template-columns:repeat(3,1fr)}.service-card ul{margin:1rem 0 0;padding-left:1.15rem;color:var(--muted)}.service-card li{margin-bottom:.45rem}.about{display:grid;grid-template-columns:.9fr 1.1fr;gap:2rem;align-items:center}.about-panel{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:2rem}.quote{font-size:1.5rem;font-weight:900;color:var(--navy);line-height:1.35;margin:0 0 1.2rem}.badges{display:flex;gap:1rem;align-items:center;flex-wrap:wrap;margin-top:1.4rem}.badges img{height:62px;width:auto;object-fit:contain}.cta h2{font-size:clamp(2rem,4vw,3.3rem);margin:0 0 .8rem}.cta p{max-width:720px;margin:0 auto 1.5rem;color:#ffffffe0;font-size:1.15rem}.footer-insurance{margin-top:.45rem;font-size:.88rem;color:#ffffff9e}.footer-insurance a{color:inherit;text-decoration:underline;text-underline-offset:2px}.badge-popup-trigger{display:inline-flex;cursor:zoom-in;border-radius:6px}.badge-popup-trigger:focus-visible{outline:3px solid var(--blue);outline-offset:4px}.badge-dialog{max-width:none;max-height:none;padding:0;border:0;border-radius:12px;background:transparent;box-shadow:0 18px 60px #00000073;overflow:visible}.badge-dialog::backdrop{background:#08121bd1;backdrop-filter:blur(4px)}.badge-dialog-content{position:relative;display:flex;align-items:center;justify-content:center;padding:1rem;border-radius:12px;background:#fff}.badge-dialog-image{display:block;width:auto;height:auto;max-width:calc(100vw - 4rem);max-height:calc(100vh - 4rem);object-fit:contain}.badge-dialog-close{position:absolute;top:-.8rem;right:-.8rem;width:38px;height:38px;border:0;border-radius:50%;background:var(--navy-dark);color:#fff;font-size:1.5rem;line-height:1;cursor:pointer;box-shadow:0 4px 14px #00000059}.badge-dialog-close:hover,.badge-dialog-close:focus{background:var(--blue)}@media(max-width:900px){.nav-links a:not(.button){display:none}.trust-strip,.problem-grid,.service-grid,.benefit-grid,.statement-inner,.about,.contact-grid{grid-template-columns:1fr}.trust-strip{margin-top:-24px}.hero{min-height:auto;background:linear-gradient(#162735eb,#162735e6),url(https://images.unsplash.com/photo-1504384308090-c894fdcc538d?ixlib=rb-4.0.3&auto=format&fit=crop&w=1950&q=80) center/cover}}@media(max-width:560px){.topbar-inner{align-items:flex-start;flex-direction:column;padding:.55rem 0}.nav{min-height:68px}.brand{font-size:1.05rem}.hero-content{padding:4.5rem 0}section{padding:3.5rem 0}.button{width:100%}.nav .button{width:auto;font-size:.85rem;padding:.7rem .8rem}}.card-title-link{color:inherit;text-decoration:none}.card-title-link:hover,.card-title-link:focus{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.service-links{margin-top:1rem;display:flex;gap:.7rem;flex-wrap:wrap}.service-links a{color:var(--blue);font-weight:700;text-decoration:none}.service-links a:hover,.service-links a:focus{text-decoration:underline}:root{--navy:#20364a;--navy-dark:#162735;--blue:#2980b9;--blue-dark:#1f6391;--light:#f4f7fa;--white:#fff;--text:#263442;--muted:#5c6b78;--success:#1f8a5b;--shadow:0 12px 32px rgba(20,40,60,.14);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Roboto,sans-serif;color:var(--text);background:var(--light);line-height:1.65}a{color:inherit}.container{width:min(1180px,calc(100% - 2rem));margin:0 auto}.topbar{background:var(--navy-dark);color:#fff;font-size:.92rem}.topbar-inner{min-height:42px;display:flex;justify-content:space-between;align-items:center;gap:1rem}.topbar a{text-decoration:none}.site-header{position:sticky;top:0;z-index:100;background:#fffffff5;backdrop-filter:blur(12px);box-shadow:0 2px 16px #00000014}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:1.5rem}.brand{text-decoration:none;color:var(--navy);font-weight:900;font-size:1.25rem}.brand span{display:block;color:var(--blue);font-weight:500;font-size:.78rem;letter-spacing:.04em;text-transform:uppercase}.nav-links{display:flex;gap:1.1rem;align-items:center;flex-wrap:wrap}.nav-links a{text-decoration:none;font-weight:700;color:var(--navy)}.button{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;padding:.9rem 1.15rem;border-radius:8px;text-decoration:none;font-weight:700;transition:.2s ease;border:0;cursor:pointer}.button-primary{background:var(--blue);color:#fff}.button-primary:hover,.button-primary:focus{background:var(--blue-dark);transform:translateY(-1px)}.button-secondary{border:2px solid rgba(255,255,255,.8);color:#fff;background:transparent}.subhero{position:relative;color:#fff;padding:6rem 0 5rem;background:linear-gradient(90deg,#162735f5,#162735c7),url(https://images.unsplash.com/photo-1504384308090-c894fdcc538d?ixlib=rb-4.0.3&auto=format&fit=crop&w=1950&q=80) center/cover}.breadcrumb{display:flex;gap:.45rem;flex-wrap:wrap;font-size:.92rem;color:#ffffffc7;margin-bottom:1.2rem}.breadcrumb a{text-decoration:none}.eyebrow{display:inline-block;background:#ffffff1f;border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:.4rem .8rem;font-weight:700;font-size:.92rem;margin-bottom:1rem}.subhero h1{font-size:clamp(2.4rem,5vw,4.7rem);line-height:1.04;margin:0 0 1.2rem;letter-spacing:-.035em;max-width:950px}.subhero h1 strong{color:#75c4f1}.subhero p{font-size:clamp(1.08rem,2vw,1.28rem);max-width:780px;color:#ffffffe6;margin:0 0 2rem}.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap}.trust-strip{background:#fff;box-shadow:var(--shadow);margin-top:-32px;position:relative;z-index:5;border-radius:var(--radius);padding:1.1rem 1.4rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.trust-item{display:flex;align-items:center;gap:.75rem;font-weight:700;color:var(--navy)}.trust-item i{color:var(--success)}section{padding:5rem 0}.section-heading{max-width:820px;margin-bottom:2.5rem}.section-heading h2{color:var(--navy);font-size:clamp(2rem,4vw,3rem);line-height:1.1;margin:0 0 .8rem}.section-heading p{color:var(--muted);font-size:1.12rem;margin:0}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.3rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.card{background:#fff;border-radius:var(--radius);padding:1.7rem;box-shadow:var(--shadow);height:100%}.grid-2 aside .card{height:auto}.card-icon{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:#eaf4fb;color:var(--blue);font-size:1.35rem;margin-bottom:1rem}.card h2,.card h3{margin:0 0 .6rem;color:var(--navy)}.card p{color:var(--muted);margin:.25rem 0}.card ul{padding-left:1.2rem;color:var(--muted)}.card li{margin:.45rem 0}.statement{background:var(--navy);color:#fff}.statement-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}.statement h2{font-size:clamp(2rem,4vw,3.3rem);line-height:1.1;margin:0 0 1rem}.statement p{color:#ffffffd1;font-size:1.12rem}.check-list{list-style:none;padding:0;margin:0;display:grid;gap:.8rem}.check-list li{display:flex;gap:.7rem;font-weight:700}.check-list i{color:#75c4f1;margin-top:.3rem}.price-box{border:2px solid #d8e9f4;background:#f7fbfe}.price{font-size:2.15rem;color:var(--navy);font-weight:900;line-height:1.1}.note{font-size:.92rem;color:var(--muted)}.steps{counter-reset:step;display:grid;gap:1rem}.step{display:grid;grid-template-columns:54px 1fr;gap:1rem;align-items:start;background:#fff;border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow)}.step:before{counter-increment:step;content:counter(step);width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900}.step h3{margin:0;color:var(--navy)}.step p{margin:.25rem 0 0;color:var(--muted)}.faq{display:grid;gap:1rem}.faq details{background:#fff;border-radius:14px;padding:1.1rem 1.3rem;box-shadow:0 6px 18px #14283c1a}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted)}.related a{display:block;text-decoration:none;color:var(--blue);font-weight:700;margin:.5rem 0}.cta{background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;text-align:center}.cta h2{font-size:clamp(2rem,4vw,3.2rem);margin:0 0 .8rem}.cta p{max-width:760px;margin:0 auto 1.5rem;color:#ffffffe0;font-size:1.15rem}.contact{background:var(--navy-dark);color:#fff}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem}.contact a{color:#fff;text-decoration:none}.contact-item{margin:.75rem 0;font-size:1.08rem}footer{background:#0f1b24;color:#ffffffd1;padding:1.5rem 0;text-align:center}footer a{color:#fff}.footer-insurance{font-size:.88rem;color:#ffffff9e}#cookie-notice{position:fixed;inset:auto 0 0;background:var(--blue);color:#fff;padding:1rem;text-align:center;z-index:1000;display:none;box-shadow:0 -4px 20px #0003}#cookie-notice button{margin:.5rem .25rem 0;padding:.55rem .9rem;border-radius:6px;border:0;cursor:pointer;font-weight:700}.cookie-settings{position:fixed;bottom:1rem;right:1rem;background:var(--blue);color:#fff;border:none;width:44px;height:44px;border-radius:50%;font-size:1.1rem;cursor:pointer;z-index:1001;box-shadow:var(--shadow)}@media(max-width:900px){.nav-links a:not(.button){display:none}.trust-strip,.grid-2,.grid-3,.statement-inner,.contact-grid{grid-template-columns:1fr}.trust-strip{margin-top:-20px}.subhero{padding:4.5rem 0 4rem}}@media(max-width:560px){.topbar-inner{align-items:flex-start;flex-direction:column;padding:.55rem 0}.nav{min-height:68px}.brand{font-size:1.05rem}.button{width:100%}.nav .button{width:auto;font-size:.85rem;padding:.7rem .8rem}section{padding:3.5rem 0}}.nav-links a[aria-current=page]{color:var(--blue)}.grid-2>aside{display:flex;flex-direction:column;gap:1.2rem}.grid-2>aside .card{height:auto;margin-top:0!important}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.page-hero-compact{min-height:340px}.legal-section{padding-top:4rem}.legal-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:1.5rem;align-items:start}.legal-sidebar{display:grid;gap:1.5rem}.legal-card{height:auto}.legal-card h2{margin:2rem 0 .55rem;color:var(--navy);font-size:1.35rem}.legal-card h2:first-child,.legal-card .card-icon+h2{margin-top:0}.legal-card p{margin:0 0 1rem}.legal-card a{color:var(--blue-dark);font-weight:700;text-underline-offset:3px}.legal-list{margin:0 0 1rem;padding-left:1.25rem;color:var(--muted)}.legal-list li{margin-bottom:.45rem}.legal-note{padding:.9rem 1rem;border-left:4px solid var(--blue);background:#eef6fb;border-radius:0 8px 8px 0}.legal-cta{padding-top:4rem;padding-bottom:4rem}@media(max-width:900px){.legal-layout{grid-template-columns:1fr}}
